A.D. Dern Insurance Agency Welcomes You!

OFFICE LOCATION:
2358 San Pablo Ave.
Pinole, CA
94564-1705

OFFICE HOURS:
Mon. to Fri. 9 – 5
After hours by
Appointment Only

TELEPHONE:
(510) 724-6456
(707) 645-1321

FAX:
(510) 724-6015

EMAIL:
ADDern@sbcglobal.net

Click here for map and directions to our location.

Are you having fun yet?

Yes, that's right . . . We're in the Insurance Business . . . . And we get a thrill out of Saving You . . . $$$

So give us a call . . . Today . . . Let us dazzle you with our Great Rates & Excellent Service . . .

We're here to help YOU !

We Specialize in Auto, Home, Renters, Condos, Mobilehomes, RV's, Boats, Motorcycles, Bonds, Business, and Life Insurance

HOMEOWNERS INSURANCE
New Lower Rates!	Contra Costa County	Solano County
"2008 Favorite"	$1000 Deductible	$1000 Deductible
$300,000 New Home	$558.00	$553.00
$400,000 New Home	$766.00	$711.00
$500,000 New Home	$972.00	$862.00
$600,000 New Home	$1179.00	$1056.00
$700,000 New Home	$1385.00	$1250.00
** Rates Above were our Best Until Now . . .
*** * * Breaking News - Effective 1/29/2007 * * * SAFECO INSURANCE COMPANY REDUCES HOME RATES CONTRA COSTA CO - EAST . . . . . . . . . . 35.4% CONTRA COSTA CO - WEST . . . . . . . . . 29.2% SOLANO CO . . . . . . . . . . . . . . . . . . . . . . . . 15.2% And Receive ANOTHER 15% OFF with a Safeco Auto Policy!**
Allstate CSAA Farmers State Farm	Now We Beat 'em By B I G G E R $ $ $ $ $ $ $ $ $ $ $ $
SIMPLY AMAZING! Don't Delay . . . Call Us Today !!! We can Transfer your Policy in 5 Minutes! Existing Safeco Clients will automatically receive Rate Reduction at their Renewal
Add'l Credits available for Multiple Policies, Alarm Systems, Fire Protection Systems, Retirees, Higher Deductibles, Newer Homes, etc.

AUTO INSURANCE
	Contra Costa County		Solano County
	PREMIUM	You SAVE	PREMIUM	You SAVE
"2008 Favorite" 21st Century Farmers AAA Allstate GEICO State Farm	$478 $570 $539 $580 $563 $665 $673	-------- $92 $61 $102 $85 $187 $195	$421 $516 $511 $510 $547 $549 $660	-------- $95 $90 $89 $126 $128 $239
Single-female driver, licensed 9-15 yrs, 3 yrs perfect record, driving 10,000 miles annually**
**Source: CA Dept of Insurance Survey October 2004
Add'l Credits available for Home Policy, Civil Servants, Scientist, Engineers, AMA Affiliation, Teachers, Many Other Affinity Groups, Alarm Systems, Retirees, etc.

$500,000 LIFE INSURANCE - 10 Yr Term
Age	Male	Female
30 35 40 45 50 55 60	$155 $160 $205 $310 $445 $870 $1,355	$145 $150 $190 $305 $435 $630 $915
10 YEAR TERM POLICY: Rates Assume Preferred Best Qualifications & Non-Smoker

$500,000 LIFE INSURANCE - 15 Yr Term
Age	Male	Female
30 35 40 45 50 55 60	$185 $190 $245 $485 $770 $1,150 $1,870	$185 $185 $245 $370 $510 $730 $1,200
15 YEAR TERM POLICY: Rates Assume Preferred Best Qualifications & Non-Smoker

$500,000 LIFE INSURANCE - 20 Yr Term
Age	Male	Female
30 35 40 45 50 55 60	$245 $250 $345 $625 $980 $1,490 $2,520	$225 $230 $305 $480 $685 $1,105 $1,730
20 YEAR TERM POLICY: Rates Assume Preferred Best Qualifications & Non-Smoker

$500,000 LIFE INSURANCE - 30 Yr Term
Age	Male	Female
30 35 40 45 50 55 60	$405 $440 $620 $990 $1,485 $3,155 N/A	$335 $370 $495 $775 $1,115 $2,205 N/A
30 YEAR TERM POLICY: Rates Assume Preferred Best Qualifications & Non-Smoker

Click or call us Today and See how we can make You SMILE !

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Last Updated: March 2, 2006
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